--FILE--un cliente usa il suo smartphone per eseguire la scansione di un codice QR per pagare spuntini ha comprato cinese attraverso il servizio di pagamento online Alipay di Alibaba's Ant Fi
--FILE--A customer uses his smartphone to scan a QR code to pay for snacks he bought through Chinese online payment service Alipay of Alibaba's Ant Financial at a free market in Qingdao city, east China's Shandong province, 24 October 2015. Alipay, China's biggest third-party payments system, faces a setback in its push to expand overseas as the nation's central bank tightens rules on the money kept in accounts. Customers who don't have a mainland China bank card won't be able to keep money in accounts from July 1, according to a statement from parent Zhejiang Ant Small & Macro Financial Services Group on Wednesday (18 May 2016). Alipay, which has 450 million users, didn't specify how many customers would be affected and has told clients to clear their balances to avoid the risk of funds being frozen. The People's Bank of China is implementing rules that require real-name registration for all non-bank payment accounts such as Alipay, the most popular way for people to shop on Alibaba Group Holding Ltd.'s platforms. The regulations could impact Alipay's expansion pace in China and overseas, as customers are forced to hand over more information and face caps on the amount they can transfer or deposit.